While many of us working Canadians have group coverage through our employer, our group-based plan may not cover all medical services. Perhaps after a few months, you find yourself paying out of pocket for massage therapy, or you need new eyeglasses more often than your plan allows.
The gap between provincial healthcare and employment-based group coverage and the real-life needs of the average Canadian family can present significant financial challenges.
That’s where EasyInsure’s Individual Health Insurance Plan helps so many Canadian individuals, couples and families. Our comprehensive coverage package is designed to help Canadians meet their medical coverage requirements.
EasyInsure Health Insurance Plan features include:
- The health insurance plan is flexible with 7 different coverage options for singles, couples, same-sex couples, single parents and families.
- The health insurance plan does not charge for children under 21.
- Coverage is available for applicant between the ages of 18-74 and no termination age.
- 4 of the 6 coverage options of the health insurance plan (Options 1-3 and Fundamental) require no medical underwriting and are guaranteed issued.
- No waiting period - coverage begins the first of the month following approval.
- Only eligibility requirements are Canadian residency and provincial health plan coverage in force.
- This plan features the Green Shield Canada pay-direct card for your convenience with minimal out-of-pocket expenses.
- Plan members have access to online services with special features such as running simulated claims scenarios to determine out-of-pocket expenses, reviewing available coverages, printing premium confirmation statements, personalized claim forms, and explanation of benefits statements.
- Convenient premium payments via monthly pre-authorized payments with no additional service fee or interest charge.
- Access to the Green Shield Canada network of vision providers allowing you to save up to 30% at these locations.
- Travel coverage is included in the plan with travel benefits and out-of-province country assistance.
- Increasing Maximums - the longer you stay with our plan, the more your coverage increases.
- Legal Assistance - access to objective, independent legal advice toll-free from anywhere in Canada 24/7 for family law, criminal law, civil litigation, landlord and tenant issues, residential real estate transactions and wills and estates (Services are unlimited, bilingual and include local lawyer referrals at preferred rates).
- Tax Savings - if you are self-employed your health and dental premiums may be a non-taxable benefit and a tax-deductible expense. Otherwise, premiums may qualify for a tax credit (you should seek the advice of a professional to determine tax deductible eligibility. Green Shield Canada is a not-for-profit benefits carrier with very competitive premium rates and excellent coverage options.
To view the EasyInsure Individual Health Insurance plan details, please
click here, or
click here to start your online quote. We are here to help you, please feel free to contact us at 1-800-679-2640.